National Group Health Alliance

Employer Health Pool Alliance

Finally, the health benefit solution employers and associations have been looking for!

Take advantage of a nationwide employer health pool that has been saving employers substantial premiums while keeping renewals at 5 to 6% annually. Join a nationwide network to see immediate savings and increased control over your employee’s health care.

Key Elements

  • Our health care plans are able to service groups of all sizes exceeding 20+
  • Employers with a nationwide footprint will be able to take advantage of the same plans and rates across all 50 states.
  • Some of our health care plans feature options for an employer owned medical facility.
  • Other health care plans include personalized medical care for employees with a proactive wellness approach, RX dispensing, personal coaching, and holistic care.
  • The “Pool” offers accommodations which traditional carriers do not offer. These include elements that favor 1099 employees and the struggles of rate increases due to poor participation.
  • Our plans are great for associations, real estate companies and independent contractor entities.

Our Offerings

Provide Your Employees With an Innovative Level-Funded Medical Plan

Over the years and despite the efforts of the insurance companies, employers continue to experience unsustainable health premium increases combined with little to no access to claims information. With this program, our goal is to put employer groups back in control and provide a solution that lends long term cost stabilization, preserves benefits, and brings transparency to employers and their advisor partners with actionable data to drive benefits strategy.

Taking Back Control

We understand the premium increases and lack of plan customization that medium sized employers face and while traditional self-funding may not be the desired funding arrangement for your business, we are excited to introduce a new solution, using economies of scale discounts, designed to provide the network coverage and ease of administration of a fully insured plan with the savings and unique solutions that self-funding delivers: Level Funding.

Control Costs and Save

  • Favorable pricing
  • Aggregate accommodation
  • Aggregate accommodation
  • Extended runout coverage
  • Virtual Visits 100% No Copay
  • 100% Unused claim funds are retained by employer
  • Full access to plan’s claims experience at all times
  • Lower administrative cost structure
  • Built-in Wellness Initiative
  • 100% labs 100% imaging thru preferred vendors
  • Specialty pharmacy initiative and more!

You have a telehealth benefit giving you virtual care, anywhere. At a price you can afford.

  • Board-certified doctors
  • Available anytime, day or night
  • Consults by mobile app, video or phone
  • Prescriptions can be sent to your nearest
    pharmacy if medically necessary

We treat over 50 routine medical conditions including:

  • Acne
  • Allergies
  • Cold/flu
  • Constipation
  • Cough
  • Diarrhea
  • Ear problems
  • Insect bites
  • Nausea/vomiting
  • Pink eye
  • Rash
  • Respiratory problems
  • Sore throats
  • And more

Your Virtual Doctor is here. Join for free today!

Copyright © 2019 MDLIVE Inc. All Rights Reserved. MDLIVE may not be available in certain states and is subject to state regulations. MDLIVE does not replace the primary care physician, is not an insurance product and may not be able to substitute for traditional in person care in every case or for every condition. MDLIVE does not prescribe DEA controlled substances and may not prescribe non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. MDLIVE does not guarantee patients will receive a prescription. Healthcare professionals using the platform have the right to deny care if based on professional judgment a case is inappropriate for telehealth or for misuse of services. MDLIVE and the MDLIVE logo are registered trademarks of MDLIVE, Inc. and may not be used without written permission. For complete terms of use visit https://www.MDLIVE.com/terms-of-use/.

A new spin

on health

A behavior change platform to make the healthy choice the easy choice.
Total well-being solution
A dynamic algorithm tailors the experience to each member’s unique needs and offers interventions where they are needed most.
Focused approach to habit formation
The program delivers weekly goals designed to meet members where they are and nudge them for more using timely communications.
Integration with a broad ecosystem
Vitality One makes it easy for members to stay connected to employer resources, from company initiatives like a 5K to third party vendors.
Incentive design to sustain engagement

The Vitality Wheel keeps members motivated to achieve their goals each week – resulting in sustainable behavior change.

Saving Companies and Your Employees Money on Healthcare Costs

NO CO-PAY, NO DEDUCTIBLE, NO CO-INSURANCE RADIOLOGIST FEE INCLUDED

When an employee needs an MRI, EMG, CT, Ultrasound or X-Ray scan:

1. The employee can call or visit our website to schedule an appointment at any clinic in the ISP network

Ph: NEW PHONE
www.imagingsp.com

Imaging Service Providers Scheduling Service:
2. Scheduling the employee at one of our many convenient locations makes the process simple. We can assist in setting up free round trip transportation if needed.
Same Day and Next Day appointments available
At Time of Service:
3. Employee will present their ISP patient card and will be scanned by one of our friendly and experienced technologists.
A report will be finalized and faxed to the employee’s referring physician.

Save $1200 on Your MRI with Imaging Service Providers vs. the Hospital

Measurable savings for you and members

Quest Diagnostics Lab Card is a voluntary benefit enhancement that will allow covered employees and their eligible dependents the option to receive all covered outpatient laboratory testing at NO cost to them. Payers, by working directly with Quest Diagnostics, are able to take advantage of high quality cost- effective laboratory services and avoid additional third-party mark-up. The Quest Diagnostics Lab Card Program saves employers approximately 30-60% on outpatient laboratory testing, and allows employees to receive testing with no out-of-pocket cost when they use Quest Diagnostics.

Employer benefits

For the most current listing of collection sites available, visit LabCard.com. The website also provides you with other information and capabilities:

  • Easy to implement
  • No startup or ongoing administrative costs
  • Approximately 30%-60% savings on outpatient laboratory testing
  • Able to provide new value-added benefit for employees
  • Standard activity and savings reports provided at no cost
  • Has the potential of reducing total cost for medical benefits up to 2%
  • Member education and communication materials provided at no cost

Employee benefits

  • Voluntary, optional benefit
  • High-quality laboratory testing
  • No need to change current physician
  • No coinsurance, copays or deductibles.
  • No out of pocket costs for outpatient laboratory testing*
For more information about Lab Card visit LabCard.com or call 1.800.646.7788 today.
Our Lab Card Program was developed in 1995 as the first laboratory benefits management program to help payers reduce their outpatient laboratory expenses while enhancing their member benefits. Today, the program is offered to over 3 million members nationwide.

How the Program Works

  1. At a physician’s office or a Lab Card collection site, members show their Lab Card or healthcare card with the Lab Card logo on it and verbally request to use the Lab Card Program. Lab Card is optional,if members do not use the Lab Card Program, his/her regular benefits will apply.
    2. The physician collects the Lab Card specimens in their office and clearly marks Lab Card on the paperwork and calls 1.800.646.7788 to request a Lab Card pick up.
    (Members whose physician does not collect specimens can call Lab Card Client Services at 1.800.646.7788 or visit Labcard.com to locate an approved Lab Card collection site)
    3. The testing is performed and the results are sent to the doctor,generally the next day for routine testing.

*If Lab Card is not used, existing plan design coverage dictates benefit level.

LabCard.com

Quest, Quest Diagnostics, Lab Card, any associated logos, and all associated Quest Diagnostics registered or unregistered trademarks are the property of Quest Diagnostics. All third party marks – ® and ™ – are the property of their respective owners. © 2011 Quest Diagnostics Incorporated. All rights reserved.