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Welcome to the HRB Solutions Inc. Resources Page

This page has been provided for your use as needed. Below are key forms, brochures and other support material to help you:
  • make your decision in choosing a health care partner
  • provide online support to your employees
  • find key brochures to help further explain our programs
  • stay in compliance with Federal and State programs
  • learn about general tips and tricks
  • locate forms that will help you communicate with our organization
This page will be updated regularly. If there is a document that you would like to see on this site, please do not hesitate to contact us.
Essential Email boxes:
Quotes please email all information to:
Customer service please call (847) 393-7475 or email:
Employee enrollments or terminations please email:
Some of our supporting brochures that may help you and your employees.
  1. National Group Health Alliance:
    1. – Equinox Advantage: Download PDF
    2. – Equinox: Download PDF
  2. LifeStyle Program Proposal – Download PDF
  3. HRB Company Flyer – Download PDF
  4. Employer NGHA Brochure – Download PDF
  5. NGHA American Health Wellness Proposal – Download PDF
  6. Group Administrator’s Presentation – Download PDF
  7. Teladoc Brochures and Posters – Download PDF
  8. Healthy Essentials Minimum Coverage Plans – Download PDF
  9. MEC: An Essential Foundation – Download PDF
  10. NGHA HostMark: HostCare Brochure – Download PDF
  11. NGHA HostMark: HostCare Case Study – Download PDF
Employers, calculate your potential savings on your Group Health Care Insurance Premiums with this unique calculator!!!
To use: Download the spreadsheet and fill in the (yellow) highlighted cells with your enrollment per tier and your total annual medical costs.
  1. Health Care Cost Calculator – Download Spreadsheet
This handy guide will assist you with compliance with the Affordable Care Act
  1. 2017 ACA Compliance Guide (Affordable Care Act/Obamacare) – Download PDF
This guide will help you understand the differences between Self-Funded vs. Fully Insured programs
  1. Comparison: Self-Funded vs. Fully Insured – Download PDF
This is our enrollment form, please download a copy and have a look. Getting a start on this will help expedite the process.
  1. HRB Enrollment Form – Download PDF
  2. HRB Census Form (spreadsheet) – Download Excel 
  3. Stop Loss Disclosure Form – Download PDF 
  4. 2019 PCORI Form – Download PDF


Here a few links that may help you better understand the Law better and to keep up with the changing environment.

This site is the official site of the ACA.  It will help guide you thorugh the law, has a version of the Law that you can read and many resources that will help your business navigate the dos and don’ts of the law.

This page and the imbedded links will help you better understand the Affordable Care Act from the perspective of Medicaid.

The Henry J. Kaiser Family Foundation

Kaiser is a non-profit organization focusing on national health issues, as well as the U.S. role in global health policy. Unlike grant-making foundations, Kaiser develops and runs its own policy analysis, journalism and communications programs, sometimes in partnership with major news organizations.  This link takes you to the Fact Sheet prepared by Kaiser regarding the ACA and analyzed some of the more resent news on the topic and what is currently happening in the US Congress.

Compilation of Patient Protection and Affordable Care Act

Patient protection and affordable care act health – related portions of the health care and education reconciliation act of 2010 prepared by the office of the legislative counsel for the use of the U.S. House Of Representatives

The Law in PDF form – download

This is the entire Affordable Care Act in full detail as published by the Government Publishing Office.

Affordable Care Act Tax Provisions

Perspective from the Internal Revenue Service on elements of the ACA that relate to Personal and Corporate taxes.  New changes that impact your tax reporting will be documented here first.

Individual Health Care Insurance Application

Individuals that are looking for health care insurance should follow this link to apply for Blue Cross Blue Shield health insurance. Please note, this site also offers guidance and assistance for individuals as well.

Health Insurance Marketplace Calculator

The Health Insurance Marketplace Calculator (updated with 2018 premiums) provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA/Obamacare).

Cigna Health Insurance

This is the main Cigna Health Insurance website. Please visit this site to review the various individual and group plans available or to keep up with your individual account. Please contact us for any questions.

PHCS Multiplan Portal

Use this site to access your healthcare network, choose the logo displayed on your benefits ID card. You can choose only one logo. If you see more than one matching logo on the front or back of your card, choose the best matching logo in this order: HealthEOS, then PHCS (or the words “Healthy Directions” or “Extended PPO”) to gain access to your content. If you have any questions or comments, please contact HRB Solutions.

MyFirstHealth Logo

The provider information contained in this online directory is updated weekly from information received from their provider network. Please check with the provider before scheduling your appointment to confirm he or she is participating in First Health’s network. Contact HRBSolutions for assistance with this portal.